Asset finance is the cornerstone of business growth and sustainability.
At SJ ROBINS, we understand that investing in essential equipment while maintaining healthy cash flow is paramount to your success. That’s why we offer a variety of flexible finance options tailored to suit businesses of all sizes and industries.
Why Choose Asset Finance?
In the dynamic world of business, cash is undeniably king. Asset finance solutions empower you to preserve your cash reserves while acquiring the equipment necessary for your operations and expansion plans. Whether you’re a budding startup or a well-established corporation, we have the expertise and resources to help you thrive.
Range of Finance Options available:
1. Hire Purchase (HP):
With a straightforward HP facility, you can spread the cost of ownership over a manageable term, culminating in outright ownership. Benefit from customisable deposits, terms, and repayments tailored to your specific business needs. Plus, enjoy tax efficiencies by claiming writing down allowances and offsetting interest payments against taxable profits.
2. Finance Lease:
For businesses not requiring ownership, finance lease option offers flexibility and cash flow advantages. Spread payments over time with low deposits, and enjoy the convenience of offsetting repayments against taxable profits. Perfect for acquiring a wide range of assets, including vehicles, while spreading VAT over the term of the agreement.
3. Operating Lease:
Opt for an operating lease to access ‘off balance sheet’ finance, ideal for various business assets, especially heavy commercial vehicles. Lower rentals are achieved through built-in residual values, and at the end of the term, choose to extend or return the asset without concerns about depreciation or disposal. Enjoy the flexibility of offsetting rentals against taxable profits.
4. Refinance:
Unlock the equity in your unencumbered or soon-to-be-paid-off assets through our refinance option. Experience a rapid boost to your working capital by invoicing the sale of assets at current market value to initiate a new finance agreement. Restructure existing finance arrangements for lower monthly repayments while retaining asset usage.
At SJ ROBINS, we’re dedicated to helping your business thrive by introducing innovative and tailored asset finance solutions.
Contact us today to discuss how we can support your growth journey.
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